SHIT!

This evening I managed to drive into the back of a car. Not badly but I have done a bit of (non noticable) damage to my car. I wasn't going fast - I was going uphil in traffic about 10mph. Looked down to see how much go go juice I had left - looked up and person in front's brake lights came on... so I applied my break... but she stopped sooner than I did... her having a new car with fancy gizmos and me a 10 year old one with no fancy stopping gizmos... so I skidded into the back of her car, not very hard but enough to make a noise.

No vbisible damage to her car so I gave her my details (didn't have my insuarace ones to hand). She's gone home, told her husband who's rung me being all snotty demanding Insurance details... which I still didn't have on me as I was at my parents. He then said that although there was no visible damage he was still going to persue it through an accident management company and get it looked at in the morning at the garage.

HELP! I'm kinda scared... I'm a new driver... my insuracne was high enough and the sound of an accident management company sounds like I'm going to get right royally screwed... even if it's just paying for their car to be looked at. It's all I need - I have no monay at all after just putting in a new cluth and gear linkages.


My car has come off worse yet I'm gonna get screwed by the insuracne company. I know the accident was my fault but ARG!